How does KLARNA pay in arrears or pay in 3 installments?

Pay later or in 3 installments with Klarna

  • Simply choose the Klarna payment option that works best for you.
    During checkout, you can select " Pay later with Klarna" as your payment method. In this step, you’ll see two options:

    • Pay later within 30 days
      . With this option, you don’t pay until after you’ve received your order. This way, you can take your time to check that everything is to your satisfaction before paying. You’ll receive an email from Klarna with payment instructions, and you’ll then have 30 days to complete the payment.

    • Pay in 3 installments
      : Would you prefer to spread out your payments? Then choose Klarna Pay in 3 . Installments. The total amount will automatically be divided into three interest-free installments. The first payment is due shortly after your order is shipped, and the next two payments are due approximately 30 days later.

  • Pay securely and directly to Klarna.


  • Once you choose Klarna, you don’t pay the store directly, but rather Klarna, a trusted payment partner. This provides extra security and peace of mind for your purchase.

  • Your order will be processed after you choose Klarna
    . Once you’ve chosen to pay later or in 3 installments, your order will be processed immediately and prepared for shipment. So you don’t need to do anything until your order arrives.

  • Receive payment instructions from Klarna.
    As soon as your order is shipped, you’ll receive an email from Klarna with all payment instructions.

  • Avoid extra fees by paying on time
    . If you don’t pay by the due date, Klarna will first send you a reminder. If payment is still not made after that, fees may be charged. So always pay on time to avoid extra fees.

  • Extra tip:
    Klarna sends helpful emails and reminders so you never miss a payment. Want to keep track of everything even more easily? Download the Klarna App and receive notifications about your payment deadlines and orders.