How do Klarna pay later and pay in 3 instalments work?

Pay later or in 3 instalments with Klarna

• Pick the Klarna option that suits you
  At checkout, choose Klarna pay later as your payment method. You then get two options:

  • Pay within 30 days
    With this option you only pay once your order has arrived. So you can check that everything is right before you part with any money. Klarna emails you the payment instructions, and you then have 30 days to pay.

  • Pay in 3 instalments
    Would you rather spread the cost? Then choose Klarna Pay in 3 Instalments. The total is split automatically into three interest-free payments. The first is taken shortly after your order is dispatched, and the next two follow roughly 30 days apart.

• Pay Klarna directly, and securely
  Choose Klarna and you pay Klarna rather than the shop, so a trusted payment provider handles your money. That gives you an extra layer of security on your purchase.

• Your order goes ahead as soon as you choose Klarna
  Once you have picked pay later or pay in 3, we get your order ready for dispatch straight away. You do not need to do a thing until it arrives.

• You get the payment details from Klarna
  As soon as your order is on its way, Klarna emails you everything you need to pay.

• Pay on time and avoid extra charges
  Miss the payment date and Klarna sends you a reminder first. If it is still not paid after that, Klarna may charge a fee. So keep an eye on the date and you will pay nothing on top.

• One more tip:
  Klarna sends helpful emails and reminders so you never miss a payment. Want to keep track even more easily? Download the Klarna app and get notifications about your payment dates and your orders.